Send Money.
After you receive your cards, call the number on the back to activate and register both cards. Tell us your name, address, and birth date. Also, provide us with a photo Identification Number. Merely tell us if it is passport, drivers license, state ID, Matricula Consular Card, etc. Please register both cards and provide the necessary information. For security, they'll ask you to establish a Personal Identification Number (a PIN). This can be your birthday, someone else's, or any number that will be easy to remember (you will use it again later). PLEASE change this number Immediately.

There will be two cards in the pack (a "dual card pack"). After you activate your cards, keep one and send the other to the person you'll send money to ... they'll use the card on their end to withdraw the money from the ATM Network shown on the back of your card from participating ATM machines. TELL THE RECIPIENT—THIS IS A CHECKING ACCOUNT ICON ON THE ATM MACHINE, NOT CREDIT.

Deposit money onto the card and begin using it. You do this by putting your money into a designated kiosk machine or at a contributing merchant; you don't need to go to a bank. There are designated deposit site within three miles of where you received your card.

After you load your money, notify the recipient of your money that they can use the card you sent them to deduct money from your account. They can do this at any ATM machine displaying the network logos on the back of the card. The money is sent immediately -- no waiting time!

Send money worldwide.
The card allows you to send money to another card anywhere in the U.S. or anywhere in the world via a card-to-card movement.

1. Give the second card from your pack to the person you are sending money to. Tell them how to change their PIN Number (their number will be different from yours since each card is a separate account). Tell the recipient to use the CHECKING icon at the ATM. Do not use the CREDIT icon.

2. Deduct the usage fee before you send money -- this might impact the amount you may send (and the amount the other person may withdraw). See below: "Fees."

3. Call the toll free number on the back of the card and follow the prompts to send money to the other person's card.

4. All deposits, all card to card cash sharing is immediate.