Two years in development, and one-year in a Beta Test, the eFiesta payroll card was designed to meet an employer’s concern of security, efficiency and cost. This new card solves the concerns of today’s Latino laborer of security, ease, and function.

The Result: eFiesta is a unique card that meets everyone’s needs.

 
HOW DOES THE CARD REPLACE A PRINTED CHECK?
Direct Deposit. Electronically creating a link between an employers payroll bank account to the eFiesta card processor’s bank, funds are transferred in real-time to cover payroll. The processor then links to each individual card of the employee, moving funds on a scheduled basis as programmed by the employer. The card is on either the Visa Plus program or the MasterCard Cirrus program, each offering a myriad of services.

WHY IS THIS AN ADVANTAGE TO THE EMPLOYER?
Economical—cost less than issuing paper checks. And lost or stolen checks are no longer are a concern. Also, an employer no longer loses an employee on payday to check cashing or wire merchants. Pay stubs can be available at the office, printed from the database, or via the internet, or from our eFiesta Prepaid machine.

WHAT IS THE COST TO THE EMPLOYER?
A per load (cash deposit) cost per card, s $1.00. This is total cost. The set-up fee varies depending on number of employees from $500. to no-fee.

WHAT IS THE COST TO THE EMPLOYEE?
The employee pays nothing for the cards which come in dual packs, and pay nothing for each deposit by the employer. There is a monthly maintenance fee to have the card since it offers many features. The total cost is far less than a check-cashing fee and wire of funds to family and relatives.

WHAT ARE THE BENEFITS OF THE CARD?
The employee no longer has to leave work to cash a check or pay fees for that service. They no longer have to pay wire fees to send money to friends or relatives. The card allows retail purchases as any debit card, cash withdrawal from any ATM machine, allows secure long distance phone calls, pay bills electronically, and offers ATM insurance at the machine in the U.S., Mexico and throughout Latin America.

IS THE CARD AN ATM-DEBIT CARD?
Yes. It is one “checking” account shared by millions of cardholders. It does not require the cardholder to have a personal checking account. It is an anonymous card with each one having
a separate account number and PIN. Funds are accessible via any ATM or cash-back merchant.

WHAT IDENTIFICATION IS REQUIRED?
We require name, address, phone, birth date. In addition, we require an official identification—this can be a state ID number, Drivers License, Passport, Social Security Number, Metricula Identification, etc. The employee may register and activate both cards in his carrier by simply providing their own information but that of the recipient of their second Card.

WHAT OTHER FEATURES DOES THE CARD HAVE FOR MY EMPLOYEE?
He may not only make purchases at any PIN retailer, but move money across the globe, card to card, in real time via the ATM network. This eliminates the need for wire and the high cost associated with it. There is also a long distance phone interface which allows phone calls using the cash balance to move funds increments of $5.00 to make international calls. We have also added ATMsafe insurance. This is theft insurance while at the ATM machine in addition to the FDIC insurance. This protection is valid in the U.S. and throughout Latin America. The insurance covers theft within ten minutes of the ATM recorded transaction. If medical attention is needed, following the three day qualification period, up to $10,000 is available in medical claims. In addition, to assist medical facilities, practitioners, who serve the Hispanic laborer, the cardholder may file a medical history that is translated into English and recorded in MediFile’s database which Is accessible via the Internet or fax to any medical facility. An ID card comes attached to identify the eFiesta cardholder as a MediFile member. This service will prevent gross errors in medical treatment for your employee. The eFiesta Card also hosts an automatic monthly withdrawal program towards a savings account for an employee wanting to build a nest egg for a daughter’s quinceañeara, a graduation, anniversary, college, or new home.

CAN AN EMPLOYEE ORDER OR BUY EXTRA CARDS SINCE MANY MAY SEND MONEY TO MORE THAN ONE PERSON?
Cards will be provided free of charge.

WHAT ARE THE CASH LIMITS ON THE CARD?
There is no cash deposit limit on a payroll card. There is no transfer Limit either. Cash back is $1,010 per day. Maximum dollar amount on any one card at any time is $9,999. A cardholder may have more than one card to deposit larger amounts.

CAN MY EMPLOYEE DEPOSIT MORE CASH ONTO THEIR CARD OVER THE DIRECT DEPOSIT FROM THEIR EMPLOYER?
Yes. eFiesta Kiosk “load” machines are placed within a three-mile radius of 3,000 cardholders. Machine activity is monitored daily to ensure that the cardholder is served with either more machines in more nearby locations or adding machines to the same location. In addition, cardholders may load cash onto their eFiesta card at any ACE cash express cash checking outlet. Also, in Chicago, at any Pay-Ease Kiosk self payment machine. Cash deposits can also be made through any MoneyGram agent. However, prices for making deposits vary from
$3.50 to $8.95.

Soluciones
Call e-Viva Group, Inc. at 1-805-564-6800 today to find out more about how your company can enroll their employees in this exciting program